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1387 North Independence Drive, Montross, VA 22520

$450,000
  • 1387 North Independence Drive, Montross, VA 22520 Main Photo

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Megan Napier
Call: (804) 314-9935

New to the Market Active
BEDS4 BATHS2 full SQUARE FEET2,577 MLS#120845
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONStratford Harbour

Property Description

If you've been waiting for the perfect Northern Neck waterfront lifestyle without the waterfront price tag, this is the opportunity you've been searching for. Offered at just $450,000, this beautifully updated 2,288-square-foot home is one of the best values currently available in Stratford Harbour, one of Montross, Virginia's premier waterfront communities on the Potomac River. Situated on a shaded lot overlooking the Potomac River, this 4-bedroom, 2-bath home blends timeless character with extensive recent renovations, allowing you to enjoy peace of mind along with breathtaking water views. In 2025, the home underwent significant improvements including fully remodeled bathrooms, new flooring throughout, new front picture windows, exterior siding repairs and fresh paint, new upstairs electrical and plumbing, a freshly painted basement, and a brand-new deck designed for outdoor entertaining. In 2026, new gutters were installed, further enhancing the home's value and curb appeal. Inside, you'll find rich tile flooring, an upgraded kitchen, a formal dining room, a cozy fireplace, an expansive sunroom filled with natural light, and a spacious primary suite complete with its own private balcony overlooking the water. Large windows throughout the home frame spectacular Potomac River views, unforgettable sunsets, and the natural beauty that has made Virginia's Northern Neck one of the region's most desirable waterfront destinations. Step outside onto the new deck and enjoy a setting designed for entertaining family and friends, relaxing with your morning coffee.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Cooling: Central A/C
Fireplaces: 1
Heating: Electric
Home Style: Contemporary
Lot Size: 0.80 Acres
Year Built: 1962

Feature Descriptions

Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Exterior: HardiPlank Type
Exterior: Deck, River/Creek Front, River/Creek View
Firplace: One Fireplace
Flooring: Tile
Foundation: Basement
HOA Fee: 450.00/Annually
HOA Y/N: Yes
Interior: Fireplace
Lot Dimensions: .5-.9 acre
Miscellaneous: Basement, Community Amenities
Rooms Total: 10
Sewer: Public Sewer
Water: Public
Water Frontage: 125
Water Heater: Electric
Zoning: R1

Listed By / Shown By

Listed By

Agency Name: Coldwell Banker Elite
Agency Phone: 5404694300

Shown By

Agent Name: Megan Napier
Agent Phone: (804) 314-9935
Agency Title: Napier Realtors ERA

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Estimated Payment

$ 1,132.75 per month $1,001.50 Principal & Interest $0.00 Property Tax (data not provided by mls) $131.25 Homeowner's Insurance

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