1469 Cowart Road, Lottsburg, VA 22511

$899,000
  • 1469 Cowart Road, Lottsburg, VA 22511 Main Photo

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Megan Napier
Call: (804) 314-9935

Active Price Reduced by $50,000 on April 16th, 2026
BEDS3 BATHS4 full MLS#202600111
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONCowart Pointe North

Property Description

New price! Exceptional value & recently repositioned to reflect current market conditions. Exceptional in both quality & design, this thoughtfully planned home was custom-designed by local architect, Jennifer McCann, to maximize stunning water views, abundant natural light, usable space, & efficiency. Protected river setting with 2 minute boat ride to Potomac River. Easy 2.5 hour drive from Northern VA & DC. A true waterfront oasis on Virginias Northern Neck, the property boasts fruit trees, palms, & mature landscaping. Enjoy direct access to Kingscote Creek & The Potomac River with a deep-water pier complex, sandy beach, & kayak launch. The home was custom-designed with an open floor plan and oriented to capture panoramic river views. The kitchen features granite countertops, gas cooking, a large island with bar seating, plenty of cabinetry, & a pantry closet. The great room combines living and dining space, features a wood-burning stove, & opens to a waterside deck & screened porch; ideal for indoor-outdoor living. The primary bedroom suite includes sliding doors to the waterside deck, a walk-in closet, & a private en suite bath. Two additional guest bedroom en suites & a versatile bonus room provide flexible space for an office, studio, or guests. The walk-out basement offers recreational space with access to a lower waterside patio. While unfinished, it is already heated, cooled, & wired for additional outlets & lighting, allowing for easy future customization. The two-car garage & storage shed offer storage & utility. Every detail of the home was meticulously planned for efficiency and quality with 2x6 trusses, notched and anchored for a roof system that can withstand hurricane force winds; reinforced concrete block foundation, attic with AdvanTech floor & spray-in insulation, tankless Rennai hot water heater, Andersen windows & doors, isolated water shut-off valves, automatic generator, and so much more. This home is not located in an HOA & is already wired with Breezeline Broadband highspeed internet.

Property Features

Property Type: Residential - Single Family
Basement: Partial, Unfinished, Walk-Out Access
Cooling: Central Air, Electric, Heat Pump
Fireplaces: 1
Garage: 2 car attached
Heating: Electric, Heat Pump
Home Style: Ranch
Lot Size: 0.99 Acres
Roof Type: Composition, Shingle
Stories: 1.0
Taxes: $3,184
Year Built: 2012

Amenities

Bedroom on Main Level
Tray Ceiling(s)
Ceiling Fan(s)
Eat-in Kitchen
Granite Counters
High Ceilings
High Speed Internet
Kitchen Island
Pantry
Recessed Lighting
Cable TV
Wired for Data
Walk-In Closet(s)
Boat Lift
Deck
Dock
Porch
Storage
Shed
Unpaved Driveway

Feature Descriptions

Appliances: Propane Water Heater
Body of Water: Kingscote Creek /Coan River
Community Features: Bulkhead
Days on Site: 46
Exterior: Drywall, Frame, Vinyl Siding, Wood Siding
Fencing: None
Fireplace: Wood Burning
Flooring: Wood
Laundry: Washer Hookup, Dryer Hookup
Lot: Beach Front, Landscaped, Waterfront
Parcel#: 10-14-4
Parking: Attached, Driveway, Garage, Off Street, Unpaved
Parking Notes: Attached, Driveway, Garage, Off Street, Unpaved
Patio/Porch: Screened, Deck, Porch
Sewer: Septic Tank
Water: Well
Water Features: Beach Access, Creek, Navigable Water, Riparian Rights, Bulkhead, Boat Ramp/Lift Access, Waterfront

Local Schools

High School: Northumberland
Middle School: Northumberland
Elementary School: Northumberland

Listed By / Shown By

Listed By

Agency Name: Long & Foster Real Estate
Agency Phone: 804-435-2673

Shown By

Agent Name: Megan Napier
Agent Phone: (804) 314-9935
Agency Title: Napier Realtors ERA

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Estimated Payment

$ 2,528.33 per month $2,000.78 Principal & Interest $265.33 Property Tax $262.21 Homeowner's Insurance

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